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YOUR CREDIT REPORT

 

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WHAT INFORMATION IS IN A CREDIT REPORT

 

FREE CREDIT REPORTS?

 

Beware of websites claiming to provide "free" copies of your credit report but upon filling out all of the required information you find that you're required to enroll in some program or pay some fee.

 

The Fair Credit Reporting Act allows you to have a free copy of your credit report once every 12 months. This promotes the accuracy of information in the files and give the consumer a chance to keep up with the information in their report. The Federal Trade Commission, enforces this act with respect to consumer reporting companies.

A credit report includes information on where you live, how you pay your bills, and whether you’ve been sued, arrested, or filed for bankruptcy and other businesses use the information it to evaluate your applications for credit, insurance, employment, or renting a home.

To access your free credit report, with no strings attached ( no memberships or enrollments required ) go to the official, government endorsed website setup by the three major credit reporting agencies by clicking the button below or by visiting https://www.annualcreditreport.com

 

 

 

FREE CREDIT REPORT


Although every effort has been made to keep this information accurate, the information provided by the First Arkansas Financial website is provided for information purposes only. First Arkansas Financial makes no warranties or representations about the completeness or accuracy of the information provided in the content found in the First Arkansas Financial website. The information contained within may or may not apply to your specific situation, and it should not be construed as financial advice. Because financial requirements are continually changing, please consult a mortgage professional with any questions you may have. First Arkansas Financial Inc. is a mortgage broker that provides home loan financing services in the following states: Arkansas, Missouri and Texas.

 

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